Get Pre-Approved for a Mortgage Loan

As a first time home buyer, save time and money by getting pre-approved financing in place before you do anything else. This will not only give you an idea of the budget you should be looking at but will also help your Realtor identify properties within that budget.Don’t wait until after you’ve found a home to get financing. Chances are the home you want will be off the market by the time you get through the financial process of buying a home.