There will be costs associated with your new home before ever signing on the dotted line. Appraisal costs, closing fees, survey costs, homeowner’s insurance, processing fees, and underwriting fees just to name a few. Don’t worry; your Realtor will guide you through every step of the home buying process.
Your Realtor can also help you look at options to buying a home for the first time with no money down. This will leave more breathing room for those other expenses.Be sure to discuss this with your agent. Other factors to consider in your new home search will be property taxes, HOA fees, maintenance costs, and miscellaneous expenses.